Think about it: you pay for health insurance to ensure you’re covered in case of a health emergency. You pay for car insurance in case of an accident. And home owner’s or renter’s insurance protects where you live.
So why not ensure you’re covered in case of a lawsuit? Many legal insurance companies offer legal plans for individuals which can assist in providing affordable and superior legal coverage, whenever you need it.
Legal trouble is everywhere. Divorce, consumer scams, buying a home, foreclosure, bankruptcy, traffic tickets, adoption, child support, and more. And everyone needs a will drawn up by an attorney, as well as powers of attorney and a medical directive. Lawyers with excellent reputations can be expensive, unless you have legal insurance.
How Do Legal Plans for Individuals Work?
Most legal insurance providers charge members a weekly, bi-weekly, monthly, or annual fee to utilize their service. Then, when members find themselves in need of legal representation, their plan covers an attorney’s help for free (or sometimes reduced) representation. Most prepaid legal insurance companies also allow members to seek out their choice of attorneys.
What Types of Legal Services Are Provided?
Though legal insurance varies from company to company, almost all services are generally covered for members. Criminal, civil, family, consumer, and financial law cases are almost always able to be handled under legal plans for individuals.
Are There Benefits to Legal Insurance Plans?
There are absolutely benefits to investing in legal insurance. First of all, a good legal plan can help you find a good lawyer and one that specializes in your case. And most likely, you’ll save a lot of money on legal fees by investing in a legal plan. The average attorney charges hundreds of dollars an hour, and rates are going up all the time, especially in Texas. A good legal plan often costs less than just a single hour of an attorney’s time for an entire year of help. You’ll save a lot of money on legal fees by investing in a legal plan, especially if there ends up being a lengthy trial or drawn-out proceedings.
Excellent legal representation is important to find when you’re in trouble. Legal insurance will keep you covered through the best and worst of situations. You wouldn’t leave your health to chance, so don’t leave your legal battle up to fate either!