Like all Texans, our hearts have ached seeing the terrible damage and loss of life caused by Hurricane Harvey.
As a local Texas non-profit, we want to do everything we can to help hurricane victims across our great state. In a difficult time, a lawyer’s help can really help reduce stress and get things done more efficiently. If you’ve been a victim of one of this year’s floods, here’s how Texas Legal can help you.
Reviewing Your Insurance Policies
Wondering what your insurance policy covers and what it doesn’t? Insurance policies are incredibly difficult to understand. If you need help deciphering your insurance policy, a qualified lawyer can make the task much easier.
Texas Legal members can get an attorney’s help with document review, including insurance policies, fully covered under their plan. If you’re already a member, you can use our attorney finder to choose a local attorney to help you. If you’re not a member, you can get a lawyer’s help as soon as you sign up and your policy is active.
If you’re getting the runaround from your insurance company, a lawyer’s expertise can really help you get things figured out and move forward.
Fight a Faulty Repair or Breach of Contract
After the waters recede and the insurance claims are in, it’s time to find contractors to do the repairs you need to get back to normal. But unfortunately, not all contractors are trustworthy or competent, leaving many homeowners with faulty repairs and work not done.
If you’re a Texas Legal member, you can use your Consumer Law benefits to get a lawyer’s help in fighting breach of contract for goods or services or violation of Texas Deceptive Trade Practices Act. To have your legal fees covered, you do need to be a member at the time that the violation occurred. If you’re not already a member, but will be having significant repairs done in the near future, consider becoming a member so that you’ll have the peace of mind that if something does go wrong, you’ll have the legal help you need.
Financial Counseling Help
A natural disaster like Hurricane Harvey can feel like a disaster for your financial situation too. If you’re facing some financial burdens and wondering how you’re going to move forward financially, your membership includes financial counseling. The financial coaches at Transformance USA, our financial counseling partner, can help you make the right decisions about how to handle your money during this difficult time. Transformance can help you manage debt and make decisions about any loans you may need.
Deal with Landlord and Tenant Issues
If you rent your home or apartment, you may have an extra layer of difficulty in getting any repairs or rehab done – your landlord. If you need a lawyer’s help sorting out your living situation with your landlord or dealing with conflicts about rent or safety, your Texas Legal membership can help. You can get a free consultation with an attorney near you to help you understand your rights as a tenant, as well as legal representation moving forward. Let a lawyer help you as you get your living situation under control.
Thinking About the Future
Natural disasters and emergencies often make us realize what’s most important to us and give us a sense of our own mortality. If you haven’t gotten your affairs in order, or your will or trust could use an update, a Texas Legal membership can help you do that for less.
The average will or trust package with an attorney can cost $1000 to $2500. But Texas Legal members have their estate planning costs covered in full – a will, trust, powers of attorney, living will and more – for just the cost of their premium. With plans starting at $10 a month for groups or $15 a month for independent members, that means you’ll save hundred or thousands of dollars, and get the peace of mind that no matter what happens, your affairs are in order.
Texas Legal is a non-profit created by the state of Texas to help everyday Texans afford a lawyer when they need one. Our plans are regulated by the Texas Department of Insurance, and we pride ourselves on excellent customer service and partnering with lawyers in every corner of Texas to meet your needs.
Our hearts go out to hurricane victims all over Texas. We hope that we can serve you in this time of need, as well as meeting all your other legal needs for the future. Got a question about legal insurance or our plans? Call our customer service hotline at 1-800-252-9346 or email us at members@texaslegal.org.