Most people realize that lawyers’ fees are expensive. What many people may not realize is that these fees might put an unmanageable financial burden on you or your family during a time already fraught with stress. Obtaining affordable legal help is vital in many cases, and there are many people who don’t even realize they have an alternative to expensive legal fees are their disposal: legal insurance plans.
Legal insurance plans ensure that whether you are involved in a court battle or simply want legal advice for your last will and testament, you can afford the expert advice of a professional attorney. Here are three surprising reasons to consider securing a legal insurance plan for your and your family’s future:
Legal Insurance Plans Are Affordable
Probably the most surprising reason to purchase a legal insurance plan is its sheer affordability. Unlike other forms of insurance, many legal insurance plans are totally doable, even if you’re on a tight budget. Plans typically range anywhere from $10 to $25 a month, which is a small price to pay for legal peace of mind. It’s one of the most affordable, preventative plans you can put in place.
You Can Use Legal Insurance in Unexpected Ways
If you’re buying or selling property or want some help with your legal documents, having legal insurance without the hourly rate can be priceless. Legal insurance plans can be a huge help if you’re getting a divorce (where court battles can last for prolonged periods), or if you’re having trouble with a landlord. Whether you’re in the midst of an adoption, a debt collection, or a dispute, if you need legal consultation, you’ll most likely be covered.
Many Legal Insurance Plans Have No Co-Pays or Deductibles
Unlike health insurance, legal insurance plans pay the entire cost of at attorney’s hourly rates. Fighting a DUI in court can be costly; if you’re one of the 1.4 million people who are arrested for their first DUI offense each year, having access to affordable legal counsel can make a colossal difference in the quality of life for you and your family. Having the hourly rates of your lawyer already taken care of is a huge relief for many families. In addition, the insurance will usually cover a portion of the fees for preparing and reviewing legal documents. Most of the time, you won’t pay fees out-of-pocket, and you’ll be completely covered by the insurance.
Whether you need legal assistance in court or are looking to provide for your family with a living will, investing in legal insurance can be beneficial for a variety of needs. This affordable option can be an immense relief for many people. If you need access to reasonable legal assistance in Texas, please contact us today.